EVERYTHING ROTH: ADVANCED STRATEGIES FOR BUSINESS OWNERS AND KEY TALENT
A deep dive into the full Roth toolkit, including conversions, mega Roth and backdoor Roth strategies, Roth ESOP structures, and the use of non-traditional investments inside IRAs such as mezzanine financing and seller notes. The session will also explore how AI-driven competition for talent is reshaping retirement and rewards design, and how Roth-based structures can help business owners attract and retain key employees.
Learning Objectives:
1. Understand the full range of Roth strategies available, from basic conversions to mega Roth and backdoor structures.
2. Learn how Roth planning intersects with ESOP transactions and management incentive design.
3. Identify opportunities to use non-traditional investments inside IRAs, including mezzanine financing and seller notes from ESOP deals.
4. Understand how AI-driven competition for key talent is changing the way business owners approach retirement plan design.
5. Learn how Roth-based structures can be used as a tool to attract and retain the employees a business cannot afford to lose.
About the Presenters:
Hear from industry experts John Vitucci and Harvey M. Katz.
Event Location
Event Details
Who Should Attend?
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Business Owners & Their Trusted Advisors
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Business Owners
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Other Business Professionals
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Business Consultants
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Professional Advisors
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Members of Family Business Boards
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Other Professional Advisors
Regardless of your unique specialty, there is seat at the exit planning table for you. Learn more at www.EarnCEPA.com.
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Commercial Lenders
One of the best relationships a business owner makes is with their banker. How can you help your corporate clients think about the future and ensure financial continuity? Answer: exit planning.
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Private Business Owners
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Family Business Advisors
More than 50% of lower middle market business owners would prefer to transition to the next generation. Help them succeed with exit planning strategies.
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Mergers & Acquisition Advisors
Proper exit planning causes less deals to fall through at the last minute. Connect with CEPAs to build your healthy deal flow network.
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CPAs/Accountants
Owners participating in the State of Owner Readiness research continue to indicate that you are the No. 1 "Most Trusted Advisor." You are a natural fit to lead the exit planning team and deepen your relationship (and retention) of next generation owners.
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Wealth Managers
You’re a skilled relationship person. Being entangled into your clients’ professional lives matters as you build a strategy to manage their wealth upon them harvesting it from their business. Exit planning allows you to build a deeper relationship with your client, expands your COI network, while giving you an early seat at table well before the liquidity event.
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Attorneys
You have close relationships with clients, and can benefit from being the first advisor to introduce the idea of exit planning.
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Financial Advisors
One of the critical ‘legs of the stool’ is personal financing planning. An owner must have a strong financial plan & contingency plan post-transition to enable them to thrive in the next act of the lives personally and financially. Exit planning brings this future mindset into the present. Exit is now.
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Valuation Analysts
Valuation is both a billable engagement AND an opportunity to provide owners some perspective on how to accelerate value drivers (and deal with value killers). Use exit planning to make that valuation into a longer term value acceleration engagement.
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Investment Bankers
Only 2 of every 10 businesses that come to market actually sell. Learn how exit planning can bring attractive AND ready business to your purview.
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Estate Planners
Exit planning is a natural fit for estate planners who want to operate more holistically with their owner clients.
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Strategic Consultants
One of the most critical roles in exit planning is building transferable value. Strategic consultants have the ability to expand options and drive rapid business value that affect performance today.
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Insurance Professionals
Exit planning addresses the 5 D's. So do you. Approach the risk conversation differently with exit planning.
EXIT PLANNING IS GOOD BUSINESS STRATEGY
The Exit Planning Institute, provides Financial Advisors, Accountants, Consultants, and other advisors of business owners with the critical education to differentiate themselves and add value to their existing client relationships through a credential, conference, courses, and content. Download the CEPA brochure for more information.
ABOUT THE PRESENTER
Harvey is Co-Chair of the firm’s Employee Benefits & Compensation Department. His practice focuses on all aspects of pension, executive compensation and employee benefits law.
During his 40-plus year legal career, Harvey’s practice has included an extremely broad array of sophisticated employee benefits issues for public and private companies, including:
- Representation of a prominent worldwide media organization with responsibility for compliance for all of its U.S. benefits compliance and restructuring its worldwide benefit structure to integrate its U.S. benefit structure with benefit programs available to executives in the U.K. and Australia
- Representation of a major banking institution based in Ireland with respect to its U.S. workforce, including a major restructuring of its U.S. benefit and executive compensation programs following a large divestiture and extensive integration of benefits for expatriates
- Representation of a New York Stock Exchange temporary and technical staffing organization with respect to all of its benefits and executive compensation issues, including extensive advice regarding controlled-group, independent contractor, and related benefits issues
- Representation of 40,000 ground service employees of a major bankrupt airline in connection with their claim for enhanced benefits from the Pension Benefit Guaranty Corporation
- Representation of the trustee the Employee Stock Ownership Plan of a U.S. Airline in the process of major restructuring and emergence from chapter 11 bankruptcy proceedings
- Representation of a prominent Boston-based hospital in connection with structuring and negotiating its executive benefits packages and compliance with associated "intermediate sanctions" requirements for tax-exempt organizations under the Internal Revenue Code
- Representation of a major Connecticut-based religious affiliated hospital in connection with employee benefits compliance issues both generally and in the context of a proposed merger with another non-religious institution
- Representation of the largest supplier of plumbing products in New York City in connection with employee benefits and executive compensation issues and in connection with the sale of its shares to its Employee Stock Ownership Plan
- Representation of the equity committee in bankruptcy of a major silverware manufacturer in connection with a dispute regarding the liability to the Pension Benefit Guaranty Corporation in the context of chapter 11 bankruptcy proceedings
- Representation of several major Japanese public companies with respect to benefits compliance and issues relating to integration of worldwide benefits issues for expatriate executives
- Representation of employers in connection with compensation issues relating to union employees, multiemployer plans and multiemployer liability
- Representation of plan administrators of pension and welfare plans in connection with benefit disputes with employees and executives throughout the administrative exhaustion process and in connection with federal court litigation
- Representation of public and private employers in connection with cash and equity based compensation arrangements, both in general and in connection with negotiation and litigation of disputes with terminated executives
- Drafting of employment, change in control, and severance agreements with particular emphasis on compensation elements of those arrangements and associated tax implications
- Advice to public and private employers regarding correction of compliance related benefits problems, including self-correction, EPCRS, DVFC, and other IRS and Department of Labor sponsored correction programs
- Representation of plan sponsors and fiduciaries in connection with Internal Revenue Service, Department of Labor, and Pension Benefit Guaranty Corporation audits and investigations, including administrative appeals and Tax Court litigation
- Advice to public and private plan sponsors regarding welfare plan compliance including issues involving tax and coverage, COBRA, and HIPAA issues as well as those issues relating to use of VEBAs and insurance vehicles to fund those benefits
- Advice to plan administrators, trustees and other fiduciaries in connection with fiduciary compliance issues relating to plan investments, prohibited transactions, conflicts of interest, and general fiduciary compliance, including applications for prohibited transaction exemptions
- Extensive involvement with pension and welfare programs structured to meet the requirements of the Davis Bacon Act and similar state prevailing wage laws
- Representation of financially troubled plan sponsors in connection with funding waiver applications, distress plan terminations, WARN act issues, and benefits issues arising in connection with bankruptcy proceedings of the plan sponsor
- Representation of employers and trustees in connection with Employee Stock Ownership Plans, including compliance, fiduciary, and transactional matters and use of ESOPs in connection with business acquisitions
- Extensive representation of public and private employers in connection with design, structuring, and implementation of benefit programs, including controlled group, affiliated service group, coverage, discrimination and testing issues involving cross tested plans, floor-offset plans, mandatory contribution plans, cash balance plans, discrimination testing, and QSLOB issues
- Representation of employers and plan administrators in connection with negotiations and disputes with record keepers, financial institutions, consultants, and insurance companies regarding administrative agreements, excessive fee arrangements, and correction of third-party errors
- Representation of benefit plans and investors relating to so-called "plan asset issues" in connection with plan investments and related financial products
- Extensive experience relating to benefits issues in connection with company mergers and acquisitions
In addition to the specific representations noted above, Harvey has extensive experience in the following benefits and compensation areas:
Knowledgeable about health care reform, Harvey frequently helps clients sort through myriad issues and changes stemming from the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010.