STEVE O. ONIYA, CFP®, CHFC®, CPWA®, CEPA®, MBA

 Distinguished as a 2025 Rising Star by Financial Planning for accomplishments & contributions to communities and the financial planning industry.

• Esteemed by the Investments & Wealth Institute® as a Certified Private Wealth Advisor® Consultant after extensive testing, education, ethics, & financial experience requirements.

• Chosen as the only 2025 NAPFA (National Association of Personal Financial Advisors) recipient of the annual pro bono service award.

• Graduated from the Yale School of Management Executive Education Wealth Management Theory & Practice education program.

• Selected as a 2025 5-Star Financial Planner winner and among the best certified financial planners in the USA by InvestmentNews.

• Granted the 2024 CFP Board 100+ hours badge for community volunteerism, which elevates and enriches communities and the financial planning profession.

• Honored as the top hero in the 2024 NAPFA (National Association of Personal Financial Advisors) Pro Bono Heroes Tournament for the South region.

• Managed investment portfolio exceptionally for the year 2024.

• Led financial advisors' education and development as a host and committee member of the Investment Planning Committee from the National Financial Planning Association.

• Bestowed the 2024 CFP Board 60+ hours badge for voluntarily giving back to the community, along with family engagement regarding financial literacy and financial planning. 

• Awarded the 2023 20+ hours badge for helping underserved people in need of financial independence from the CFP Board and Foundation of Financial Planning.

• Attained Chartered Financial Consultant® status after rigorous testing, education, ethics, & financial experience requirements.

• Managed investment portfolio exceptionally for the year 2023.

• Led as a Board member for the Asian Inclusivity & Multiculturalism Employee Resource Group (ERG).

• Nominated a 'Culture Champion' for being an advocate to appreciate others, Empowering Others to Make Decisions, taking the lead on a team building or volunteer activity, modeling inclusive behavior, and acting as an ‘ally’.

• Received commendations for nationally onboarding recruits by presenting the values of community, ERGs, inclusion, and relationships for success.

• Led and improved financial advisors and client relationships.

• Ranked roughly in the top 5% (out of 253) in the nation for client communication engagement.

• National co-leader of the CRM language meetings to help improve peers in strategy & communication.

• Improved team performance as a team leader on productivity, wellness, and markets.

• Led and helped the team from going below the national average to above the national average.

• Designated a Certified Financial Planner™ after strenuous testing, education, ethics, and financial experience.

• Won the impromptu public speaking Fidelity Orators’ award for Toastmasters International’s “Best Table Topics” challenge.

• Demonstrated top performance on the team and among the nation multiple times consistently.

• Provided insight to financial consultants on effective ways to improve client relationships.

• Consistently ranked above the national average in client appointments.

• Interim Leader of public speaking meetings for the Speakeasy special interest group to improve co-workers' public speaking skills.

• Recognized as a complexity slayer for solving complex company problems in a simpler way.

• Twice bestowed the 2022 Employee Appreciation Award for employee engagement, recognition of others, & improvement of company culture.

• Won multiple employee resource group contests and prizes due to cultural competency, expertise, engagement, cross-department networking/collaboration, and relationship building.

• Advised and learned from mentorship programs to further collaborate, grow, and develop others.

• Helped clients and communities own their tomorrow.

• Ranked #1 in client financial planning for the Texas and Louisiana region (#2 nationally). 

• Ranked 1st regionally for self-sourced opportunities and #2 company-wide.

• Ranked 2nd in the region for client service assets flows and 4th overall within the company.

• Honed insights, analysis & problem-solving skills with Kiplinger's #1 online broker for research.

• Multi-tasked multiple roles and responsibilities including; referrals, deposits, & client service.

• Two-time 1st place winner in stock portfolio management competitions.

• Strategically invested exceptionally among peers.

• Trained & consulted financial advisors & associates on technology & client communications.

• Brought in nearly $1 million in new assets during cold-calling rotation from client servicing skills (1 of only 3 able to, out of scores of others).

• Generated solutions to executives that were implemented firm-wide, which aligned incentives with the firm's strategic goals to help foster inclusion.

• Completed Certified Financial Planner™ courses.

• Improved team morale, professional development, and teamwork through constructive feedback, conflict management, and problem solving.

• Nurtured team camaraderie and collaboration among co-workers despite virtual remote locations.

• Received an average department rotation feedback/approval rating of 89%.

• Heightened investment research analysis skills at a consistently acclaimed research firm.

• Deepened market research analysis skills from the #1 ranked Greenwich Associates firm for 4 years straight (2017-2020)

• Comprehensive rotational development from a Best Workplace for Millennials™ (2020 Large Companies).

• Co-created a comprehensive, multi-faceted, and realistic training simulation to develop peers.

• Created financial plans, portfolio drift reviews, data-driven marketing campaigns, and client service databases (2000+).

 *Past performance is not indicative of future results. Not actual assets or dollars invested. For hypothetical purposes. Simulation investment competition only; based on real market movements and asset prices.

• A consistent top performer for client events and seminars in attendance and engagement.

• Helped people achieve life goals and dreams through tailored solutions that met their needs. 

• Fiduciary duty to work in clients' interests to help use wealth to empower a life well-lived and their retirement goals.

• Committed to trust, integrity, and accountability through dedication to understanding clients' needs and expectations so we can give family-oriented, comprehensive solutions built on a lasting relationship.

• Guided affluent families, retirees, business/marketing executives, and up-and-coming professionals to achieve financial success to have more freedom to do what they love.

• Advised clients to make more informed and effective financial decisions that allowed them to feel relieved, confident, self-assured, empowered, and good about their wealth.

• Attained Series 7 examination license, rigorous financial management training, and exclusive access to invaluable strategies and resources.

• Developed relationships and over $10 million by interpersonal (verbal & written), analytical, and team-oriented skills

• Brought over, retained, or advised over $250,000 for high-net-worth clientele in investing, lending, and deposit strategies.

• Assuaged high net worth & affluent clientele's financial solutions for investments, loans, and deposits.

• Generated over $1 million in investment referrals and deposits, plus over $500,000 in lending.

• Attained Series 6, Series 63, Series 65, and Texas life insurance examination licenses.

• Helped clients manage their assets to balance risk and return.

• 6x banker of the month customers interacted with most for financial help and solutions.

• Recognized for high productivity of financial investment referrals with clients.

• Consulted the local community and local businesses on how to succeed financially.

• Top referrer to financial advisers of customers interested in investing and higher returns. 

Born and raised in Houston, Texas and instilled with an entrepreneurial drive from entrepreneurial parents; Steve enjoys leading people, business development and helping others. He enjoys the strategy of making more, from less.

Steve grew up helping his father’s business (in which his father was featured in Forbes). He enjoys learning from others, adapting to different environments, strategy, and helping instill confidence in others to achieve their goals.

Steve personally enjoys achieving goals and self-development. Steve has won numerous awards, higher-level education, and extracurricular activities that further developed his financial management and people skills. Some of those awards and achievements include 1st place winner in the Foundations Stock portfolio competition (return of 61% vs. competition mean of 21%), National Excellence in Leadership Award & Presidential status from the National Society of Leadership & Success, the Bill & Sharon Young Media Education Scholarship and most dedicated alumni from Alpha Kappa Psi ( the largest business fraternity). A cosmopolitan traveler and philomath, Steve O. or Steven (as some affectionately call him), has been fortunate to travel throughout the world, and enjoys learning about culture, meeting new people, and developing relationships. He also enjoys the strategizing of travel planning to achieve finite goals of places and experiences with limited time and resources in an efficient manner. Steve also enjoys gardening and how it is akin to investing with the phrases like “you reap what you sow” and “the fruit of your labor.” 

Committed to the Community and Rooted in Traditional Values

Steve is an example of the ethos attributed to Mahatma Gandhi “Be the change you want to see in the world.” He's been heavily involved in the community as a board director for the University of Houston Fort Bend Alumni and scholarship committee head for several years, among other things. Steve enjoys understanding and listening to people, and then helping and influencing people to grow. He has an ability to connect with people, ask questions, and help them develop. Steve learned this young while investing early in college. He realized the importance of starting early and initiating steps to be the inspiring example that people want to see.

 Distinguished as a 2025 Rising Star by Financial Planning for accomplishments & contributions to communities and the financial planning industry.

• Esteemed by the Investments & Wealth Institute® as a Certified Private Wealth Advisor® Consultant after extensive testing, education, ethics, & financial experience requirements.

• Chosen as the only 2025 NAPFA (National Association of Personal Financial Advisors) recipient of the annual pro bono service award.

• Graduated from the Yale School of Management Executive Education Wealth Management Theory & Practice education program.

• Selected as a 2025 5-Star Financial Planner winner and among the best certified financial planners in the USA by InvestmentNews.

• Granted the 2024 CFP Board 100+ hours badge for community volunteerism, which elevates and enriches communities and the financial planning profession.

• Honored as the top hero in the 2024 NAPFA (National Association of Personal Financial Advisors) Pro Bono Heroes Tournament for the South region.

• Managed investment portfolio exceptionally for the year 2024.

• Led financial advisors' education and development as a host and committee member of the Investment Planning Committee from the National Financial Planning Association.

• Bestowed the 2024 CFP Board 60+ hours badge for voluntarily giving back to the community, along with family engagement regarding financial literacy and financial planning. 

• Awarded the 2023 20+ hours badge for helping underserved people in need of financial independence from the CFP Board and Foundation of Financial Planning.

• Attained Chartered Financial Consultant® status after rigorous testing, education, ethics, & financial experience requirements.

• Managed investment portfolio exceptionally for the year 2023.

• Led as a Board member for the Asian Inclusivity & Multiculturalism Employee Resource Group (ERG).

• Nominated a 'Culture Champion' for being an advocate to appreciate others, Empowering Others to Make Decisions, taking the lead on a team building or volunteer activity, modeling inclusive behavior, and acting as an ‘ally’.

• Received commendations for nationally onboarding recruits by presenting the values of community, ERGs, inclusion, and relationships for success.

• Led and improved financial advisors and client relationships.

• Ranked roughly in the top 5% (out of 253) in the nation for client communication engagement.

• National co-leader of the CRM language meetings to help improve peers in strategy & communication.

• Improved team performance as a team leader on productivity, wellness, and markets.

• Led and helped the team from going below the national average to above the national average.

• Designated a Certified Financial Planner™ after strenuous testing, education, ethics, and financial experience.

• Won the impromptu public speaking Fidelity Orators’ award for Toastmasters International’s “Best Table Topics” challenge.

• Demonstrated top performance on the team and among the nation multiple times consistently.

• Provided insight to financial consultants on effective ways to improve client relationships.

• Consistently ranked above the national average in client appointments.

• Interim Leader of public speaking meetings for the Speakeasy special interest group to improve co-workers' public speaking skills.

• Recognized as a complexity slayer for solving complex company problems in a simpler way.

• Twice bestowed the 2022 Employee Appreciation Award for employee engagement, recognition of others, & improvement of company culture.

• Won multiple employee resource group contests and prizes due to cultural competency, expertise, engagement, cross-department networking/collaboration, and relationship building.

• Advised and learned from mentorship programs to further collaborate, grow, and develop others.

• Helped clients and communities own their tomorrow.

• Ranked #1 in client financial planning for the Texas and Louisiana region (#2 nationally). 

• Ranked 1st regionally for self-sourced opportunities and #2 company-wide.

• Ranked 2nd in the region for client service assets flows and 4th overall within the company.

• Honed insights, analysis & problem-solving skills with Kiplinger's #1 online broker for research.

• Multi-tasked multiple roles and responsibilities including; referrals, deposits, & client service.

• Two-time 1st place winner in stock portfolio management competitions.

• Strategically invested exceptionally among peers.

• Trained & consulted financial advisors & associates on technology & client communications.

• Brought in nearly $1 million in new assets during cold-calling rotation from client servicing skills (1 of only 3 able to, out of scores of others).

• Generated solutions to executives that were implemented firm-wide, which aligned incentives with the firm's strategic goals to help foster inclusion.

• Completed Certified Financial Planner™ courses.

• Improved team morale, professional development, and teamwork through constructive feedback, conflict management, and problem solving.

• Nurtured team camaraderie and collaboration among co-workers despite virtual remote locations.

• Received an average department rotation feedback/approval rating of 89%.

• Heightened investment research analysis skills at a consistently acclaimed research firm.

• Deepened market research analysis skills from the #1 ranked Greenwich Associates firm for 4 years straight (2017-2020)

• Comprehensive rotational development from a Best Workplace for Millennials™ (2020 Large Companies).

• Co-created a comprehensive, multi-faceted, and realistic training simulation to develop peers.

• Created financial plans, portfolio drift reviews, data-driven marketing campaigns, and client service databases (2000+).

 *Past performance is not indicative of future results. Not actual assets or dollars invested. For hypothetical purposes. Simulation investment competition only; based on real market movements and asset prices.

• A consistent top performer for client events and seminars in attendance and engagement.

• Helped people achieve life goals and dreams through tailored solutions that met their needs. 

• Fiduciary duty to work in clients' interests to help use wealth to empower a life well-lived and their retirement goals.

• Committed to trust, integrity, and accountability through dedication to understanding clients' needs and expectations so we can give family-oriented, comprehensive solutions built on a lasting relationship.

• Guided affluent families, retirees, business/marketing executives, and up-and-coming professionals to achieve financial success to have more freedom to do what they love.

• Advised clients to make more informed and effective financial decisions that allowed them to feel relieved, confident, self-assured, empowered, and good about their wealth.

• Attained Series 7 examination license, rigorous financial management training, and exclusive access to invaluable strategies and resources.

• Developed relationships and over $10 million by interpersonal (verbal & written), analytical, and team-oriented skills

• Brought over, retained, or advised over $250,000 for high-net-worth clientele in investing, lending, and deposit strategies.

• Assuaged high net worth & affluent clientele's financial solutions for investments, loans, and deposits.

• Generated over $1 million in investment referrals and deposits, plus over $500,000 in lending.

• Attained Series 6, Series 63, Series 65, and Texas life insurance examination licenses.

• Helped clients manage their assets to balance risk and return.

• 6x banker of the month customers interacted with most for financial help and solutions.

• Recognized for high productivity of financial investment referrals with clients.

• Consulted the local community and local businesses on how to succeed financially.

• Top referrer to financial advisers of customers interested in investing and higher returns. 

Born and raised in Houston, Texas and instilled with an entrepreneurial drive from entrepreneurial parents; Steve enjoys leading people, business development and helping others. He enjoys the strategy of making more, from less.

Steve grew up helping his father’s business (in which his father was featured in Forbes). He enjoys learning from others, adapting to different environments, strategy, and helping instill confidence in others to achieve their goals.

Steve personally enjoys achieving goals and self-development. Steve has won numerous awards, higher-level education, and extracurricular activities that further developed his financial management and people skills. Some of those awards and achievements include 1st place winner in the Foundations Stock portfolio competition (return of 61% vs. competition mean of 21%), National Excellence in Leadership Award & Presidential status from the National Society of Leadership & Success, the Bill & Sharon Young Media Education Scholarship and most dedicated alumni from Alpha Kappa Psi ( the largest business fraternity). A cosmopolitan traveler and philomath, Steve O. or Steven (as some affectionately call him), has been fortunate to travel throughout the world, and enjoys learning about culture, meeting new people, and developing relationships. He also enjoys the strategizing of travel planning to achieve finite goals of places and experiences with limited time and resources in an efficient manner. Steve also enjoys gardening and how it is akin to investing with the phrases like “you reap what you sow” and “the fruit of your labor.” 

Committed to the Community and Rooted in Traditional Values

Steve is an example of the ethos attributed to Mahatma Gandhi “Be the change you want to see in the world.” He's been heavily involved in the community as a board director for the University of Houston Fort Bend Alumni and scholarship committee head for several years, among other things. Steve enjoys understanding and listening to people, and then helping and influencing people to grow. He has an ability to connect with people, ask questions, and help them develop. Steve learned this young while investing early in college. He realized the importance of starting early and initiating steps to be the inspiring example that people want to see.